Risk Disclaimer

Last updated: April 9, 2026

⚠ Important — Read Carefully

Trading stocks, ETFs, and other securities involves substantial risk of loss and is not suitable for every investor. You can lose some or all of your invested capital. Do not trade with money you cannot afford to lose.

1. Not Financial Advice

ScanInsight ("the Platform") is a data and analysis tool. Nothing on the Platform constitutes investment advice, a recommendation, or a solicitation to buy, sell, or hold any security. All content — including scan results, market breadth data, ratings, alerts, catalyst summaries, journal analytics, and any automated content — is provided for informational and educational purposes only.

ScanInsight is not a registered investment advisor, broker-dealer, or financial planner. We are not licensed to provide personalized financial advice. You are solely responsible for your own investment decisions and for conducting your own due diligence before taking any action based on information from the Platform.

2. Past Performance Disclaimer

Past performance does not guarantee future results. Any historical returns, backtest results, or performance data shown on the Platform are not indicative of future performance. Markets are unpredictable and trading results vary widely between individuals.

Any case studies, historical examples, or hypothetical scenarios shown are for educational purposes only and should not be interpreted as predictions of future market behavior.

3. Substantial Risk of Loss

Trading stocks involves significant risks, including:

Market risk: The value of your investments can go down as well as up, and you may receive back less than you invested — potentially losing all of it.
Volatility risk: Stock prices can change rapidly and unpredictably due to market conditions, company news, economic events, or other factors outside anyone's control.
Liquidity risk: Some stocks — particularly small caps, micro caps, and low-float names — may be difficult to buy or sell at your desired price.
Execution risk: Price movements, slippage, halts, circuit breakers, and order routing can all impact your actual fills and P&L.
Leverage risk: If you trade on margin, losses can exceed your initial investment and result in a margin call or forced liquidation.
Gap risk: Stocks can open significantly higher or lower than the previous close, causing stop losses to execute at prices worse than expected.

4. Data Accuracy

ScanInsight sources data from third-party providers including Polygon.io, FMP, SEC EDGAR, and others. While we strive for accuracy, we do not guarantee the completeness, accuracy, timeliness, or reliability of any data displayed on the Platform. Data may contain errors, delays, omissions, or inaccuracies. Always verify critical information with multiple sources before making trading decisions.

Real-time data may be delayed, intraday scans may lag market movements, and catalyst detection may miss events or misinterpret news. Use the Platform as one input among many in your decision-making process.

5. Your Responsibility

By using ScanInsight, you acknowledge and agree that:

You are solely responsible for all trading decisions and their outcomes.
You will conduct your own research and due diligence before trading any security.
You understand the risks involved in trading and have the financial means to absorb potential losses.
You will not hold ScanInsight, its founders, employees, or affiliates liable for any trading losses or damages arising from the use of the Platform.
If you are unsure whether trading is appropriate for you, you will consult a qualified financial advisor before taking any action.

6. Automated Tools and AI Features

ScanInsight includes automated features such as scanners, alerts, AI-powered classification of SEC filings, catalyst detection, and auto-generated market analysis. These tools are not infallible. AI summaries may be incorrect, incomplete, or misleading. Automated classifications may misinterpret filings. Alerts may fire late or miss events entirely.

Always verify automated output before acting on it. Treat AI-generated content as a starting point for your own analysis, never as a final answer.

7. No Guarantees

ScanInsight makes no guarantees of profit, success, or any specific outcome. Any representations of potential gains are illustrative only. Individual results will vary dramatically based on skill, discipline, risk management, market conditions, and factors beyond anyone's control.

No trading strategy, methodology, or tool — including those surfaced by ScanInsight — can eliminate the risk of loss. Even profitable strategies can experience extended drawdowns and losing periods.

8. Third-Party Broker Integrations

ScanInsight offers integrations with third-party brokerage platforms for the sole purpose of importing trade history into your journal. ScanInsight cannot place orders, transfer funds, or modify your brokerage account in any way. Your use of any broker is governed by that broker's own terms and subject to their own risks.

9. Jurisdiction

ScanInsight is operated from the United States. The Platform is intended for use by individuals in jurisdictions where access to trading tools is legal. You are responsible for ensuring that your use of ScanInsight complies with the laws of your country and state of residence.

10. Updates to This Disclaimer

We may update this Risk Disclaimer from time to time. Continued use of the Platform after changes constitutes acceptance of the updated terms. Material changes will be communicated via email.

11. Contact

Questions about this disclaimer? Email info@scaninsight.io.

Bottom Line

ScanInsight is a tool, not a guru. We give you data. You make decisions. You own the outcomes. If you're not comfortable with the risks of trading, this platform — and trading in general — is not for you.